{"id":2862,"date":"2026-04-22T20:10:35","date_gmt":"2026-04-22T14:40:35","guid":{"rendered":"https:\/\/lotusarise.com\/qna\/?p=2862"},"modified":"2026-04-22T20:10:37","modified_gmt":"2026-04-22T14:40:37","slug":"consider-the-following-countries-3","status":"publish","type":"post","link":"https:\/\/lotusarise.com\/qna\/upsc\/prelims\/consider-the-following-countries-3","title":{"rendered":"Consider the following countries:\u00a0\u00a0"},"content":{"rendered":"\n<ol class=\"wp-block-list\">\n<li>United Arab Emirates\u00a0\u00a0\u00a0<\/li>\n\n\n\n<li>France\u00a0\u00a0\u00a0<\/li>\n\n\n\n<li><strong>Germany\u00a0\u00a0\u00a0\u00a0<\/strong><\/li>\n\n\n\n<li>Singapore\u00a0\u00a0\u00a0<\/li>\n\n\n\n<li><strong>Bangladesh<\/strong>\u00a0\u00a0\u00a0<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">How many countries amongst the above are there other than India where international merchant payments are&nbsp;<strong>accepted under UPI?&nbsp;&nbsp;<\/strong>&nbsp;&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list mcq\">\n<li>Only two\u00a0\u00a0\u00a0\u00a0<\/li>\n\n\n\n<li>Only three\u00a0\u00a0\u00a0\u00a0<\/li>\n\n\n\n<li>Only four\u00a0\u00a0\u00a0\u00a0<\/li>\n\n\n\n<li>All the five<\/li>\n<\/ul>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>Answer: (b) Only three<\/strong><\/p>\n<\/blockquote>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Unified Payments Interface or UPI is a real-time payment system\u00a0<strong>developed by the National Payments Corporation of India (NPCI)<\/strong>\u00a0that enables instant money transfers between two bank accounts using a mobile platform.<\/li>\n\n\n\n<li>Launched<strong>\u00a0in\u00a02016<\/strong>, UPI revolutionised the digital payments landscape by\u00a0<strong>allowing users to transfer funds instantly, 24\/7, through mobile apps\u00a0<\/strong>using just a\u00a0<strong>Virtual Payment Address (VPA)<\/strong>, which negates the need to share sensitive bank details.<\/li>\n\n\n\n<li>As of now,\u00a0<strong>UPI (Unified Payments Interface) is accepted for international merchant payments<\/strong>\u00a0in the following countries other than India:\n<ol class=\"wp-block-list\">\n<li>United Arab Emirates (UAE)<\/li>\n\n\n\n<li>France<\/li>\n\n\n\n<li>Singapore<\/li>\n\n\n\n<li>Sri Lanka<\/li>\n\n\n\n<li>Mauritius<\/li>\n\n\n\n<li>Bhutan<\/li>\n\n\n\n<li>Nepal<\/li>\n<\/ol>\n<\/li>\n\n\n\n<li>Hence, among the countries mentioned in the question,\u00a0<strong>only<\/strong>\u00a0<strong>three<\/strong>\u2014the\u00a0<strong>United Arab Emirates, France, and Singapore\u2014officially support UPI for international merchant payments. Germany and Bangladesh do not currently have UPI integration.<\/strong><\/li>\n\n\n\n<li><strong>NRIs:<\/strong>\u00a0Non-Resident Indians (NRIs) in countries like Australia, Canada, France, Hong Kong, Malaysia, Oman, Qatar, Saudi Arabia, Singapore, UAE, UK, and USA can use UPI to make INR transactions in India through their registered overseas mobile numbers.<\/li>\n\n\n\n<li><strong>Foreign tourists:<\/strong>\u00a0Tourists visiting India can use UPI through the\u00a0\u201cUPI One World\u201d\u00a0service, which requires full KYC verification with their passport and valid visa.<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/lotusarise.com\/wp-content\/uploads\/2026\/04\/international-merchant-payments-using-UPI-2026-1024x594.png\" alt=\"\" class=\"wp-image-53931\" title=\"\"><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>How many countries amongst the above are there other than India where international merchant payments are&nbsp;accepted under UPI?&nbsp;&nbsp;&nbsp;&nbsp; Answer: (b) Only three<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[3,1],"tags":[38],"years":[63],"class_list":["post-2862","post","type-post","status-publish","format-standard","hentry","category-prelims","category-upsc","tag-indian-economy","years-63"],"acf":[],"taxonomy_info":{"category":[{"value":3,"label":"Prelims"},{"value":1,"label":"UPSC"}],"post_tag":[{"value":38,"label":"Indian Economy"}],"years":[{"value":63,"label":"2025"}]},"featured_image_src_large":false,"author_info":{"display_name":"LotusArise","author_link":"https:\/\/lotusarise.com\/qna\/author\/team-lotusarise"},"comment_info":0,"category_info":[{"term_id":3,"name":"Prelims","slug":"prelims","term_group":0,"term_taxonomy_id":3,"taxonomy":"category","description":"","parent":1,"count":1251,"filter":"raw","cat_ID":3,"category_count":1251,"category_description":"","cat_name":"Prelims","category_nicename":"prelims","category_parent":1},{"term_id":1,"name":"UPSC","slug":"upsc","term_group":0,"term_taxonomy_id":1,"taxonomy":"category","description":"","parent":0,"count":1269,"filter":"raw","cat_ID":1,"category_count":1269,"category_description":"","cat_name":"UPSC","category_nicename":"upsc","category_parent":0}],"tag_info":[{"term_id":38,"name":"Indian Economy","slug":"indian-economy","term_group":0,"term_taxonomy_id":38,"taxonomy":"post_tag","description":"","parent":0,"count":225,"filter":"raw"}],"_links":{"self":[{"href":"https:\/\/lotusarise.com\/qna\/wp-json\/wp\/v2\/posts\/2862","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lotusarise.com\/qna\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lotusarise.com\/qna\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lotusarise.com\/qna\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/lotusarise.com\/qna\/wp-json\/wp\/v2\/comments?post=2862"}],"version-history":[{"count":0,"href":"https:\/\/lotusarise.com\/qna\/wp-json\/wp\/v2\/posts\/2862\/revisions"}],"wp:attachment":[{"href":"https:\/\/lotusarise.com\/qna\/wp-json\/wp\/v2\/media?parent=2862"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lotusarise.com\/qna\/wp-json\/wp\/v2\/categories?post=2862"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lotusarise.com\/qna\/wp-json\/wp\/v2\/tags?post=2862"},{"taxonomy":"years","embeddable":true,"href":"https:\/\/lotusarise.com\/qna\/wp-json\/wp\/v2\/years?post=2862"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}